debt and work

so i spent a good amount of time today thinking about it, and i think at the end of this month im just going to pay off my car in it entirety. more importantly, if im very aggressive, i can be free of all debt by october 1st of this year. that’s so worth it to me. i would still have another loan left but that’s at 2% and its small enough that i could pay it off any time after december. it might be worth going into 2026 completely debt free. actually, it definitely is.

for this plan to work though, my entire upcoming paycheck would need to go towards paying off my car. then the following month, i would need to spend 5k on the next loan. then another 5.6k the following month. that’s extremely aggressive and takes basically all of my take home pay for the next 3 months. like i said, after this, no more buying things and being a consumer. i need to respect money and the role it plays in my life and my freedom.

on a related note, this has got me thinking about work. while i am extremely lucky and fortunate to have the job that i do— most kids my age certainly dont— i dont find what i do fulfilling. i love programming, problem solving, and creating but i also want my work to have an impact. the idea of creating software that makes peoples live better or solving hard robotics problems is so much more appealing to me. i have to make finite work. if i can just find one thing, something, to let me focus on this full time, that would be amazing.

i need to work on this dream of mine.

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127 - 07/24/2025